Andy Chu, Esq.

Attorney at Law. Expert in California State Disability Insurance, Voluntary Plan & Disability Benefits Counseling


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    • What to Do When Your California Voluntary Plan Disability Benefits are Denied

      What to Do When Your California Voluntary Plan Disability Benefits are Denied

      Under California law, a Voluntary Plan (VP) must give the same or better rights to workers than State Disability Insurance. In other words, the rules and terms of the VP cannot be less favorable than those of SDI. For example, SDI can last up to 52 weeks. Therefore, the VP must also provide up to…

      December 30, 2024
    • Today Is Your Last Day of Work

      Today Is Your Last Day of Work

      A story about FMLA, disability benefits and when to stop working.

      September 12, 2024
    • On FMLA Leave & Its Little State Cousins

      On FMLA Leave & Its Little State Cousins

      The FMLA is the mother of all job protections.

      August 7, 2024
    • Disability Planning Timeline

      For clients who want to plan ahead, sometimes I create a timeline like this. Everyone’s timeline is different, it depends on their health conditions, personal goals, and disability benefits.

      August 1, 2024
    • Layoffs and Income Benefits: What Every California Worker Should Know Before Date Of Termination, Part 2

      Layoffs and Income Benefits: What Every California Worker Should Know Before Date Of Termination, Part 2

      At the end, both Catnip and Dobermann were fine and returned to work. However, with some planning, Dobermann was able to receive more disability income.

      July 8, 2024
    • Win A Free Copy Of The Art & Law Of Rest!

      Win A Free Copy Of The Art & Law Of Rest! Goodreads Book Giveaway.

      July 28, 2023
    • Midas, a Karōshi Victim

      Midas, a Karōshi Victim

      Why do sick people work until they are demoted or fired? Why don’t they take a break? Some even overwork until they die. The Japanese call it 過労死 or karōshi, meaning overwork-death. Midas wasn’t just a rich and powerful king. He was also just like us—an everyday worker. Everything he touched turned into gold. He…

      June 9, 2023
    • Layoffs and Income Benefits: What Every California Worker Should Know Before Date Of Termination, Part 1

      Layoffs and Income Benefits: What Every California Worker Should Know Before Date Of Termination, Part 1

      Human Resources generally tell workers being laid off to apply for Unemployment. However, this advice can hurt workers who should apply for State Disability instead.

      April 24, 2023
    • How To Certify Your State Disability Insurance (SDI) Benefits Online

      How To Certify Your State Disability Insurance (SDI) Benefits Online

      My client asked me to show him how to certify his SDI for continuing disability. While writing him the email, I thought, why not share it with the world? So here it goes:

      April 1, 2023
    • Disability Income Chart

      February 9, 2023
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